##### **Credit Rating ([[Social Standing]])** Sometimes you need money from the bank, loan shark, fixer, or other such person. In this case the credit rating skill can be used get access to said credit. Credit rating can be used for securing a mortgage, or a large loan. In effect your credit rating tells banks, loan sharks, etc, how likely you are to repay your loan, which is recorded on the Character Sheet as a debt, with an equal amount put in as Credits. When making a Credit Rating Check, every 10,000 credits of debt should be treated as a -1 modifier to the check. Credit rating can be used to bluff ones way past a door check by putting something on their credit account for example, and then once finished choosing to close that account before one is charged for it, though this would cost one some social standing if word of it were to spread.